If your capital is in digital assets, you can still acquire a Dubai or Maldives residence the right way — through licensed conversion, full KYC/AML, and a dedicated escrow account that pays the developer or secondary seller. We coordinate the whole chain so the transaction is clean, traceable, and bank-acceptable.
Talk to us →We are not an exchange and we don't custody your funds. We orchestrate. Licensed OTC partners handle conversion and compliance; a regulated escrow account holds the money until it settles with the developer or seller.
A clear, compliant path from cryptocurrency to a registered property — every step handled by a licensed party, coordinated by us.
We introduce you to a licensed OTC desk or regulated local exchange that converts major cryptocurrencies into AED or USD. No grey channels — only regulated counterparties.
We help you register with the partner and pass KYC and AML — source-of-funds documentation included. This is what makes the money bank- and developer-acceptable.
Your crypto is converted to fiat at an agreed rate. Funds are credited either to your own UAE account or directly to a dedicated escrow account for the purchase.
A dedicated escrow account settles with the developer (off-plan, via the project's regulated trust account) or completes the secondary purchase — released against agreed milestones.
The major liquid assets — typically BTC, ETH and leading stablecoins (USDT, USDC) — are the most straightforward. The exact list and limits are set by the licensed partner at the time of the transaction. Tell us what you hold and we'll confirm.
Crypto itself is not handed to the developer. It is converted to fiat by a licensed partner under full KYC/AML, and the property is then paid for and registered in dirhams like any other transaction. This is what keeps it compliant and acceptable to banks, developers and the Land Department.
The escrow / trust account is held by a regulated third party, not by us. For off-plan purchases, developer payments go into the project's RERA-regulated escrow account by law. We never custody your funds.
Conversion fees are set by the OTC/exchange partner and depend on asset and amount; we'll show them transparently before you commit. Onboarding and conversion typically take a few business days once KYC is cleared — timelines depend on the partner and amount.
Yes. For off-plan, funds settle to the developer via the project trust account. For a secondary purchase, the escrow account is used to complete the transfer with the seller. The flow is the same; the destination differs.
Yes — a clean, documented trail is the entire point. You receive the conversion and compliance records you need for the bank, the developer and your own files.
Heart of the City is a real estate brokerage. We coordinate introductions and the property transaction; we do not provide financial, investment, tax or legal advice, do not exchange currency, and do not hold client funds. All conversion is performed by independent licensed OTC desks or exchanges, and all escrow is held by regulated third parties, subject to their KYC/AML and applicable UAE regulations. Partner names and exact terms are confirmed privately for each transaction.
Tell us what you hold and what you want to buy. We'll lay out the cleanest compliant path — partners, timeline and costs — before you commit to anything. Every enquiry is reviewed personally.
Prefer a set time? Message us and we'll confirm a 30-minute video call.
A Senior Advisor will be in touch shortly.